12 years
I think that is quite expensive, personally. $2500 would buy you a decent server with Windows Small Business Server installed. The maintenance would be minimal. What does make running your own systems expensive are the software support licencing costs, but if you are a small business there isn't a need to pay $100 a month for support from MS.
But I do believe cloud offerings are good for a lot of businesses, and I would recommend to any small business to use a cloud offering to reduce their IT overheads. You will be amazed at what companies offer for free for small businesses.
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