6 years
Hi Kimberly.
Workers Comp coverage for indepndent contractors is sort of grey area. There was a law passed in California on 4/30/18 that defined ICs in a way that is more strict then before http://www.latimes.com/local/lanow/la-me-ln-independent-contract-2018043.... As a rule of thumb, you don't want to cover independent contractors under your policy. One reason is the lack of control over their action when they don't work for you. ICs are usually covered under the General Liability policy. Hope this information helps
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